Friday, November 18, 2022

How To Prepare For the End of Cash

By Tim Gamble

You may also be interested in my article "Stop The Madness! Keep Cash Alive!!" on why a cashless economy is very bad for people, and why cash is superior. 

How To Prepare For the End of Cash

The bad news: cash is going away. Our esteemed leaders in government and big business have decided this for us, and are picking up the pace in the move to a cashless, all digital economy. We can try to resist (and should), but at this point it is almost a done deal. 

The good news: cash isn't going away this year. When it does go away, it won't happen overnight. It will take time to complete the move. This gives us some time to prepare for what is almost certainly coming. So, how do we prepare? Here are some of my thoughts.

Start by getting your financial house in order. Reducing your expenses and getting out of debt are very important steps to surviving a cashless economy. The fewer bills you have, the less dependent on the cashless system you will be. Check out my article Financial Preparedness: Back to the Basics for some great ideas on this topic.

Next, try to put aside at least one year's worth of food (more is better) before being being forced into the all-digital system. You then can keep your stored food "topped off" without it being as apparent to their algorithms that you are stockpiling (or in their terms "hoarding") food. Same goes for cleaning supplies, hygiene supplies, first aid supplies, OTC medications, vitamins and supplements, and so forth. Do most of your stockpiling ("hoarding") now, before we are forced to go cashless. 

I especially recommend you buy any guns, ammo, body armor, and other politically incorrect items sooner rather than later. I do believe they want to use the cashless, digital economy to regulate the second amendment out of existence. 

Barter will become a major means of economic exchange for people not willing to fully buy into the new digital system. Do you know people you can barter with? Do you produce things that could be used for barter? Do you have skills you can barter? You can barter some of your supplies, of course, but eventually you will run out. What then? Now is the time to figure this out. 

Make contacts with local farmers and other producers, and start building your barter networks now. This way you won't be scrambling to figure this out after the fact. Another reason to make contacts and start building networks now is that you are going to need people you trust, and who trust you. Once government figures out that people are bartering instead of placidly joining the digital economy, they will make barter illegal. This will force us into an underground, black market. For this, we are going to need people we trust. 

Metals, such as gold, silver, and even lead (in the form of ammo), will also be a primary means of exchange for those wishing to avoid the digital system. Most of us probably can't afford gold at this point, but silver and ammo are still relatively affordable. Copper pennies (1981 and before) and even nickels (75% copper, 25% nickel) will likely retain value and be used as a means of exchange. They both are already worth more in metal content than their face value (copper pennies are worth about 2½¢ each and nickels about 6¢ each at this time). You may be interested in my article Prepper's Guide to Junk Silver.

The government may attempt to confiscate metals at some point (they did so in the past), but I believe that may push our unsustainable economic system over the edge into collapse. At that point, folks will pay little attention to the failed government and its authorities.  

The most important thing, and the hardest, to do is to get out of the worldly economic system as much as possible. Become a producer, not a consumer. Buying land and setting up a homestead, where you and your family can be as self-reliant as possible, is a good way to go. Doing this with a community of similar folks also seeking self-reliance would be even better.  Consider moving to a small town or rural area with lots of nearby farms and country folk, or get together with some other families and start your own self-reliant community!

Ad: Cresson H. Kearny's Nuclear War Survival Skills: Lifesaving Nuclear Facts and Self-Help Instructions is currently on sale at Amazon for $10.39 (subject to change at Amazon's whim). This is the 2016 edition, which is the most recent edition.


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  1. EXCELLENT article and, thanks be to God, that I have already seen fit to use some of the techniques. I posted a link to it on my preparedness forum. Peace.

  2. Excellent advice! Thank you.


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